The PM Kisan Samman Nidhi scheme has transformed the way India supports its farmers. Launched by the Government of India, the PM Kisan Samman Nidhi is a flagship welfare initiative that aims to empower landholding farmers with direct financial support. As of 2025, the scheme has reached over 9.7 crore beneficiaries and continues to be one of the most transparent and impactful farmer assistance programs in the country.
What is PM Kisan Samman Nidhi?
The PM Kisan Samman Nidhi (PM-KISAN) is a Central Sector Scheme fully funded by the Government of India. Its primary objective is to supplement the financial needs of landholding farmers, helping them manage agricultural expenses and household needs with dignity and stability.
Key Features of PM Kisan Samman Nidhi:
- Financial Benefit: ₹6,000 per year per eligible farmer family.
- Installments: Disbursed in three equal installments of ₹2,000 every four months.
- Payment Mode: Direct Benefit Transfer (DBT) directly to Aadhaar-linked bank accounts, ensuring transparency and efficiency.
Eligibility Criteria for PM Kisan Samman Nidhi
Not all farmers are eligible under the PM Kisan Samman Nidhi scheme. The government has laid out clear inclusion and exclusion guidelines.
✅ Eligible:
- Families that own cultivable agricultural land in their name.
❌ Not Eligible Under PM Kisan Samman Nidhi:
- Institutional Landholders.
- Individuals who paid Income Tax in the previous assessment year.
- Pensioners drawing ₹10,000/month or more (excluding MTS, Class IV, or Group D employees).
- Current or Former Public Representatives:
- MPs, MLAs, Mayors, and District Panchayat Chairpersons.
- Government Employees: Except for Class IV/MTS/Group D categories.
- Registered Professionals: Doctors, engineers, CAs, lawyers, and similar.
The PM Kisan Samman Nidhi is structured to benefit small and marginal farmers while excluding high-income and institutional categories.
How to Apply for PM Kisan Samman Nidhi
There are two convenient methods to apply for the PM Kisan Samman Nidhi: online and offline.
🌐 Online Registration (Self):
- Visit: https://pmkisan.gov.in
- Go to the “Farmers Corner”, click on “New Farmer Registration.”
- Enter your Aadhaar number, mobile number, and state details.
- Fill out the form with land records and bank details.
- Upload documents: Aadhaar, land records, and bank passbook.
- Submit for verification by the State Nodal Officer.
🏢 Offline Registration:
- Visit a Common Service Center (CSC) or local Agriculture Department office.
- A Village Level Entrepreneur (VLE) will assist you in filling out the form.
- Submit the required documents.
Whether online or offline, the PM Kisan Samman Nidhi registration process is simple, fast, and farmer-friendly.
e-KYC: A Mandatory Requirement in PM Kisan Samman Nidhi
To continue receiving benefits under the PM Kisan Samman Nidhi, farmers must complete e-KYC (electronic Know Your Customer). This helps eliminate fake or duplicate beneficiaries and ensures the scheme’s integrity.
✔️ Ways to Complete e-KYC for PM Kisan Samman Nidhi:
- OTP-based e-KYC: On the official website using Aadhaar-linked mobile.
- Biometric KYC: Visit a CSC or State Seva Kendra.
- Face Authentication: Available via the PM Kisan Mobile App.
Without completing e-KYC, farmers will not receive future installments under PM Kisan Samman Nidhi.
Latest Updates on PM Kisan Samman Nidhi (August 2025)
The PM Kisan Samman Nidhi continues to scale new heights with each installment. The latest developments include:
- 📅 20th Installment Released on August 2, 2025
- Disbursed ₹20,500 crore.
- Benefited 9.7 crore farmers.
- The day was celebrated nationwide as “PM-Kisan Diwas.”
- 📢 Government Advisory:
- Farmers are urged to ignore fake messages about PM Kisan Samman Nidhi.
- Official communication is only through the PM-KISAN portal and state agriculture offices.
Benefits of PM Kisan Samman Nidhi Scheme
The PM Kisan Samman Nidhi has had a positive impact on millions of Indian farmers:
- ✅ Direct income support with no middlemen.
- ✅ Reduced farmer dependency on informal loans.
- ✅ Assistance during sowing seasons and festive times.
- ✅ Boosts rural consumption and local economies.
This scheme has particularly helped marginal farmers tide over economic uncertainties and increased their ability to invest in seeds, fertilizers, and equipment.
PM Kisan Samman Nidhi: Installment Schedule
Installment Period Covered Amount 1st April – July ₹2,000 ,2nd August – November ₹2,000 and 3rd December – March ₹2,000
Farmers enrolled in the PM Kisan Samman Nidhi scheme can expect payments every four months, making it a reliable source of income throughout the year.
Common Questions – PM Kisan Samman Nidhi FAQs
Q1: What is PM Kisan Samman Nidhi?
A: It is a financial assistance scheme that provides ₹6,000 annually to eligible landholding farmers.
Q2: How is the PM Kisan Samman Nidhi amount paid?
A: In three equal installments of ₹2,000 each, directly into Aadhaar-seeded bank accounts.
Q3: Who is eligible for PM Kisan Samman Nidhi?
A: Landholding farmers with cultivable land. Institutional landholders, high-income professionals, and government employees (except certain categories) are excluded.
Q4: How to register for PM Kisan Samman Nidhi online?
A: Visit pmkisan.gov.in, click “New Farmer Registration” under Farmer’s Corner, and follow the steps.
Q5: What documents are required for PM Kisan Samman Nidhi?
A: Aadhaar card, land records, bank passbook.
Q6: Is e-KYC mandatory for PM Kisan Samman Nidhi?
A: Yes. Without e-KYC, future payments will be stopped.
Q7: What was the latest installment released under PM Kisan Samman Nidhi?
A: The 20th installment was released on August 2, 2025, amounting to ₹20,500 crore.
Conclusion: PM Kisan Samman Nidhi – Empowering India’s Farmers
The PM Kisan Samman Nidhi scheme is more than just a cash transfer—it’s a vision for rural development and agricultural upliftment. By providing timely, direct financial aid to millions of farming families, the PM Kisan Samman Nidhi ensures security, stability, and sustenance in rural India.
As the scheme continues to grow, both in reach and efficiency, it stands as a testament to the government’s commitment to supporting the backbone of the Indian economy—the farmers.
Read More:- Senior Citizen Savings Scheme (SCSS) 2025: A Safe Investment for Retirement Planning